JDP | Financial Planning Bedford | Hardy Halls
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Hardy Halls

Hardy Halls

Director
APFS
Chartered Financial Planner

Hardy has over 21 years in the financial services profession with over 13 at JDP where he is a Director. Much of Hardy’s work is referred from professional firms reflecting his expertise in the area of pensions and divorce, trustee investment, inheritance tax planning, equity release, investment planning and life protection.

An area Hardy feels particularly passionate about is Lifestyle Planning (which is a form of cash-flow forecasting). This helps when creating a strategy for the future by focusing on objective based planning which helps to put some substance behind the numbers.

Hardy is a Chartered Financial Planner which is a recognised gold standard in financial planning qualifications. He is also an affiliate member of STEP (Society of Trust and Estate Practitioners) having passed the STEP Certificate for Financial Services (Trusts & Estate Planning). This is indicative of the strategic approach integrated into the advice process.

Outside work Hardy is a keen cyclist and guitarist although much of his time is spent with family based activities.